About Me

I’m Tughlok Talukder—a financial technology researcher, business analyst, and entrepreneur dedicated to reshaping the future of finance through cutting-edge innovation. I hold an MBA in Management Information Systems from International American University and a Bachelor’s degree in Film, Television, and Digital Media from Green University of Bangladesh. My career blends deep technical knowledge with business strategy and creative thinking, all focused on one powerful mission: transforming how global financial systems operate. Currently, I’m developing a next-generation fintech platform called "FinNovaIQ"—a smart, AI- and blockchain-powered financial ecosystem designed to enhance market forecasting, risk management, and cross-border digital transactions. FinNovaIQ is not just another app. It’s a revolutionary system that uses deep learning, reinforcement learning, and natural language processing (NLP) to give financial institutions real-time decision-making tools—while also enabling secure, scalable, and transparent blockchain-based payment infrastructure. It aims to drastically reduce market inefficiencies, eliminate fraud vulnerabilities, and modernize global money movement. My vision is bold but grounded in data: with full deployment, FinNovaIQ has the potential to generate billions of dollars in economic value for the U.S. by: Increasing investment efficiency for institutional players Supporting a stable and regulated digital currency infrastructure Strengthening the U.S. dollar's global position in the face of rising digital competitors Reducing financial risk through predictive modeling and anomaly detection Through my experience as a business analyst and researcher—alongside more than a dozen academic publications in AI and fintech—I’m building solutions at the intersection of technology and national economic interest. My work is not only forward-thinking but also aligns with U.S. priorities for innovation, financial leadership, and global competitiveness. In a world where finance is becoming faster, smarter, and more digital, I’m committed to making sure America leads that transformation—with FinNovaIQ at the forefront.